When you’re in the midst of a big move, one of the last things on your mind will be insurance. It’s understandable. You have more important things to consider. However, there are several reasons why you should choose an insured company from which to rent a van for removals in Guildford. Here are some of those reasons:
You will have peace of mind that customer property is insured
When you choose a Guildford removal company that is insured, you have peace of mind that your property is covered. If anything goes wrong during the move, then you will be able to claim for any loss or damage so as long as it was not caused by negligence on your part. This means that you can relax and let the removals company do their job without having to worry about any damage occurring while they are moving around your belongings.
It will be easier to start a claim should you need to make one
It is a good idea to work with a Guildford removal company that has the right insurance cover. This will make it easier for you to start a claim should you need to make one. In fact, it can be very time consuming to file a claim and gather all the necessary paperwork and information if you do not have all of this ready when needed. It is therefore important that if you have a claim it will be easier if you have all the information and paperwork ready when needed.
You can ask for proof of the removal company’s insurance
The next thing to do is ask the removal company for proof of their insurance. It’s important that a Guildford removals company has at least £2,000 worth of cover in place, as this allows them to transport your items with ease and confidence.
The next step is to check that the company is registered with the British Association of Removers (BAR), as this ensures they adhere to certain standards set by their industry body.
If you have time, you might want to visit their office and take a look at any certificates relating to their insurance and qualifications before hiring them or signing any documents. This can also be done over email or telephone if there isn’t much time available for travelling around town on moving day.
Public liability insurance must be held by the removal company
Public liability insurance must be held by the removal company. It should also have an indemnity bond, as this protects you in case of any damage or loss during the move, and gives you peace of mind. You may not need this level of cover if your valuables are particularly valuable, such as antiques, but otherwise it’s definitely worth getting one.
If a removals company has public liability insurance, it will usually be included in their policy. So, don’t worry about having to pay extra for it. However, if they haven’t got this kind of cover or aren’t able to provide proof that they have some form of protection against claims from members of the public then you probably shouldn’t consider hiring them either.
Items can be replaced if they are broken by the removals company
If you have hired an insured removal company, then they will be responsible for your items in their care. If your belongings are lost or damaged during transportation, your insurance company will pay out on the cost of replacing these items. You will need to provide proof of the value of these goods, e.g., receipts and invoices.
If a Guildford removal company is not insured, they may offer to replace damaged items but there is no guarantee that you will receive the same value or quality as before.
Conclusion
Now you know more about the benefits of working with an insured Guildford removal company. Many people may not realize that their belongings are covered when they move, but this is a great way to reduce stress and protect your valuables. If there’s any damage or loss, it’s the responsibility of the removal company, not yours to take care of it. Just be sure to check that your company has proper coverage before hiring them for your own relocation.